Keep in mind that there are different payment processing fees for each, with the online version slightly higher. This makes it easier to switch between different team members and devices, such as accepting a payment from your smartphone and managing invoices through your computer.
The online version is an application that you can access from any device with an internet connection, and your data is stored in the cloud. For some plans, this price works out to be more affordable in the long term. It comes with three years of support and costs $299.99 per year ($199.99 for the first year).
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The least expensive desktop version (QuickBooks Desktop Pro Plus 2021), is a one-time purchase that you download on your computer. QuickBooks has both an online version and a desktop version, and there are pros and cons for each. If you’re processing over $15,000 per month, there is a $20 per month fee on the QuickBooks Desktop version, but the fees per transaction go down to 1.5% plus $0.30.
Although QuickBooks Payments does not charge a monthly fee, you’ll need a QuickBooks Online account to use it. QuickBooks Payments accepts payments from Visa, Mastercard, American Express and Discover, as well as bank transfers and Apple Pay. QuickBooks Payments lets you accept payment for your business, and is a particularly convenient way to keep all payments and accounting in one place for QuickBooks customers. Most people have heard of QuickBooks in the context of bookkeeping software that allows you to keep track of invoices and accounting for small and medium businesses. QuickBooks Payments is rated one of our top 10 best credit card processing platforms in 2021.